Calculator
Rental Yield Calculator
Gross and net yield after MCST, property tax, agent fee, and a vacancy buffer. All calculations run in your browser — nothing you enter here is transmitted or stored.
Property Type
Property & Rent
Assumptions
Result
Annual rent$48,000
Gross yield4%
Estimate only — annual rent ÷ purchase price, no expenses deducted. Confirm your exact figure with a licensed professional before relying on it.
MCST / maintenance$4,200
Property tax (non-owner-occupied bands)$7,440
Agent fee$2,000
Vacancy-adjusted income loss$4,000
Total annual expenses$17,640
Net annual income$30,360
Net yield2.53%
Estimate only — based on IRAS non-owner-occupied property tax rates, as-at 12 Jul 2026 (iras.gov.sg — IRAS Property Tax Rates page). Confirm your exact figure via iras.gov.sg or a licensed professional — this is not financial or tax advice.
Assumptions used in this estimate:
- Property tax uses your entered rent (× 12) as a stand-in for Annual Value (AV). IRAS defines AV as the estimated gross annual market rent, so this is a reasonable proxy — but your unit's actual IRAS-assessed AV may differ from its current rent.
- Residential property tax uses IRAS's non-owner-occupied progressive bands on the AV proxy.
- Agent fee defaults to 4.17% of annual rent (0.5 month's rent per year of lease term, annualized), shown as a whole-dollar figure — Singapore's standard landlord-side commission convention, applied to the GST-exclusive rent. It tracks your entered rent until you edit it directly; enter your deal's actual total agent fee if it differs.
- Vacancy buffer defaults to 1 month/year — a general planning assumption, not an official figure. Adjustable above.
- Excludes one-off costs (BSD, legal fees, renovation) — this is a running-yield estimate, not a total-cost-of-ownership calculation.