Seller's Stamp Duty (SSD) Calculator

Estimate Seller's Stamp Duty for a residential or industrial property sale, with a countdown to your next rate drop and to $0. All calculations run in your browser — nothing you enter here is transmitted or stored.

Property Type

Residential and industrial properties have separate rate schedules and separate exemption lists — this tool applies the correct one for your selection throughout.

Sale Details

Sale dateDefaults to today — change this to test a future sale date.Selling price (SGD)If you're selling only a partial interest in the property, enter the price for that partial interest here, not the whole property's value.

Market value at date of sale

SSD is charged on the higher of selling price or market value. Left as "same as price" if you don't have a separate valuation.

Acquisition

Did you acquire this property in more than one purchase, or with a co-owner who joined later?Acquisition dateHow did you get this property? (only if it wasn't a standard purchase)

Does an Exemption Apply?

If any of these apply, no SSD is payable and no calculation is needed. If you're not sure, just leave them unchecked.

Statutory disposal by a public authority (HDB or JTC)Government compulsory acquisition under the Land Acquisitions ActBankruptcy proceedings or involuntary winding-upSale by a developer of units it built itselfForeigner forced to sell under the Residential Property ActHDB flat sold in the open market before HDB claims a SERS-identified unitFlat returned to HDB on repossession or under SERSHDB-inherits-another-HDB forced disposal (for disposals on or after 18 Dec 2015)

Result

Estimated Seller's Stamp Duty$0

This is already the lowest bracket for this acquisition date.

These dates are based on the acquisition date(s) you entered and today's rate schedule. They state facts about how the amount changes over time — not a recommendation to delay your sale.

Because you acquired this property on 15 Jun 2022 and, as at 7 Sept 2026, have held it for 4 years 2 months, this works out to $0.

See how this is calculated

15 Jun 2022 → 7 Sept 2026 (4 years 2 months)0% of $1,000,000

Source: iras.gov.sg — "Seller's Stamp Duty (SSD) for Residential Property", as-at 17–18 Jul 2026.

Estimate only — calculated as the matched bracket rate × the higher of selling price or market value at date of sale, rounded down to the nearest dollar. Source: iras.gov.sg — "Seller's Stamp Duty (SSD) for Residential Property", as-at 17–18 Jul 2026.

The exemption checklist and acquisition-date scenarios above cover the situations we could verify against IRAS as of this build. If your situation doesn't clearly match any of them, please confirm directly with Gary rather than assuming the standard calculation applies.

Estimate only, for planning purposes — confirm your exact figures with IRAS or a licensed professional. This is not tax advice.

Assumptions used:

SSD is calculated on the higher of your entered selling price and market value.
Holding period is measured from acquisition date to sale date using exact anniversaries — on the exact N-year anniversary of acquisition, the next (lower) bracket already applies.
Multi-portion acquisitions are summed by computing each portion's holding period from its own acquisition date.
The final figure is rounded down to the nearest whole dollar (Source: iras.gov.sg — "Seller's Stamp Duty (SSD) for Residential Property", as-at 17–18 Jul 2026).